How Much Does It Cost to Start a Business in Springfield, MA?
Population: 155,929 | Cost of living: 96.8% | Sales tax: 6.25% | Min wage: $15.00
Startup Costs by Industry in Springfield
| Industry | Estimated Startup Cost | National Average | Local Difference |
|---|---|---|---|
| Accounting Firm | $17,000 - $69,000 | $15,000 - $60,000 | +15% |
| Acupuncture Practice | $7,000 - $43,000 | $10,000 - $60,000 | -29% |
| Affiliate Marketing Business | $3,000 - $18,000 | $500 - $5,000 | +282% |
| After-School Program | $19,000 - $107,000 | $20,000 - $100,000 | +5% |
| AI Consulting Business | $7,000 - $56,000 | $2,000 - $50,000 | +21% |
| Airbnb Rental Business | $11,000 - $57,000 | $10,000 - $50,000 | +13% |
| Amazon FBA Business | $8,000 - $72,000 | $5,000 - $50,000 | +45% |
| App Development | $17,000 - $107,000 | $15,000 - $100,000 | +8% |
| Aquaponics Farm | $18,000 - $140,000 | $20,000 - $150,000 | -7% |
| Arcade & Gaming Center | $80,000 - $467,000 | $100,000 - $500,000 | -9% |
| ATM Business | $4,000 - $53,000 | $3,000 - $30,000 | +73% |
| Auto Detailing | $9,000 - $68,000 | $5,000 - $75,000 | -4% |
| Auto Repair Shop | $52,000 - $269,000 | $50,000 - $300,000 | -8% |
| Axe Throwing Venue | $37,000 - $186,000 | $50,000 - $200,000 | -11% |
| Bakery | $51,000 - $222,000 | $60,000 - $250,000 | -12% |
| Bar | $79,000 - $317,000 | $100,000 - $400,000 | -21% |
| Barbershop | $38,000 - $142,000 | $50,000 - $150,000 | -10% |
| Beauty Supply Store | $18,000 - $90,000 | $30,000 - $150,000 | -40% |
| Bed & Breakfast | $89,000 - $442,000 | $100,000 - $500,000 | -12% |
| Beekeeping Business | $13,000 - $61,000 | $10,000 - $50,000 | +23% |
| Bike Shop | $18,000 - $117,000 | $30,000 - $200,000 | -41% |
| Auto Body Shop | $30,000 - $172,000 | $50,000 - $300,000 | -42% |
| Bookkeeping Service | $3,000 - $18,000 | $2,000 - $10,000 | +75% |
| Bookstore | $40,000 - $167,000 | $40,000 - $200,000 | -14% |
| Boutique | $43,000 - $211,000 | $50,000 - $250,000 | -15% |
| Bowling Alley | $373,000 - $2,310,000 | $500,000 - $3,000,000 | -23% |
| Brewery | $181,000 - $1,010,000 | $250,000 - $1,500,000 | -32% |
| Campground | $91,000 - $849,000 | $100,000 - $1,000,000 | -15% |
| Candy Shop | $19,000 - $93,000 | $20,000 - $100,000 | -7% |
| Car Rental Business | $51,000 - $477,000 | $50,000 - $500,000 | -4% |
| Car Wash | $72,000 - $461,000 | $75,000 - $500,000 | -7% |
| Carpentry Business | $20,000 - $99,000 | $15,000 - $75,000 | +32% |
| Carpet Cleaning Business | $4,000 - $27,000 | $5,000 - $30,000 | -11% |
| Catering Business | $24,000 - $127,000 | $20,000 - $125,000 | +4% |
| Chiropractic | $80,000 - $290,000 | $100,000 - $350,000 | -18% |
| Christmas Tree Farm | $24,000 - $135,000 | $20,000 - $100,000 | +33% |
| Cleaning Service | $8,000 - $51,000 | $5,000 - $50,000 | +7% |
| Clothing Store | $16,000 - $90,000 | $25,000 - $150,000 | -39% |
| Coding Bootcamp | $7,000 - $64,000 | $10,000 - $100,000 | -35% |
| Coffee Roastery | $21,000 - $254,000 | $20,000 - $300,000 | -14% |
| Coffee Shop | $58,000 - $226,000 | $80,000 - $300,000 | -25% |
| Computer Repair Business | $4,000 - $27,000 | $5,000 - $30,000 | -11% |
| Concrete Business | $30,000 - $160,000 | $30,000 - $150,000 | +6% |
| Construction Company | $59,000 - $500,000 | $50,000 - $500,000 | +2% |
| Consulting Business | $11,000 - $70,000 | $5,000 - $50,000 | +47% |
| Convenience Store | $40,000 - $256,000 | $50,000 - $350,000 | -26% |
| Courier & Delivery Service | $8,000 - $61,000 | $5,000 - $50,000 | +25% |
| Coworking Space | $59,000 - $281,000 | $100,000 - $500,000 | -43% |
| Cybersecurity Firm | $7,000 - $64,000 | $10,000 - $100,000 | -35% |
| Dance Studio | $26,000 - $123,000 | $30,000 - $150,000 | -17% |
| Daycare | $41,000 - $168,000 | $50,000 - $300,000 | -40% |
| Demolition Company | $62,000 - $288,000 | $50,000 - $250,000 | +17% |
| Dental Practice | $295,000 - $727,000 | $350,000 - $750,000 | -7% |
| Digital Marketing | $10,000 - $59,000 | $5,000 - $50,000 | +25% |
| Distillery | $75,000 - $683,000 | $100,000 - $1,000,000 | -31% |
| Dog Daycare | $30,000 - $205,000 | $40,000 - $350,000 | -40% |
| Dog Grooming Business | $11,000 - $57,000 | $10,000 - $50,000 | +13% |
| Dog Training Business | $5,000 - $30,000 | $2,000 - $20,000 | +59% |
| Dog Walking Business | $3,000 - $16,000 | $500 - $5,000 | +245% |
| Donut Shop | $40,000 - $191,000 | $50,000 - $250,000 | -23% |
| Driving School | $24,000 - $106,000 | $25,000 - $100,000 | +4% |
| Drone Business | $6,000 - $45,000 | $3,000 - $50,000 | -4% |
| Dropshipping Business | $4,000 - $23,000 | $500 - $10,000 | +157% |
| Electrical | $19,000 - $99,000 | $15,000 - $100,000 | +3% |
| Embroidery & Custom Apparel | $7,000 - $37,000 | $10,000 - $50,000 | -27% |
| Escape Room | $41,000 - $263,000 | $50,000 - $300,000 | -13% |
| Etsy Shop | $3,000 - $17,000 | $500 - $5,000 | +264% |
| Event Planning Business | $8,000 - $43,000 | $5,000 - $30,000 | +46% |
| Excavation Business | $88,000 - $393,000 | $80,000 - $350,000 | +12% |
| Farm | $42,000 - $446,000 | $50,000 - $500,000 | -11% |
| Fast Food Franchise | $114,000 - $1,648,000 | $100,000 - $2,500,000 | -32% |
| Fencing Business | $7,000 - $37,000 | $10,000 - $50,000 | -27% |
| Financial Advisory Practice | $7,000 - $37,000 | $10,000 - $50,000 | -27% |
| Fitness Studio | $30,000 - $172,000 | $50,000 - $300,000 | -42% |
| Flooring Business | $14,000 - $80,000 | $10,000 - $60,000 | +34% |
| Flower Shop | $29,000 - $153,000 | $30,000 - $175,000 | -11% |
| Food Delivery Service | $15,000 - $87,000 | $10,000 - $75,000 | +20% |
| Food Truck | $58,000 - $219,000 | $50,000 - $200,000 | +11% |
| Franchise Business | $35,000 - $906,000 | $20,000 - $1,000,000 | -8% |
| Garage Door Business | $7,000 - $37,000 | $10,000 - $50,000 | -27% |
| Gas Station | $145,000 - $1,098,000 | $250,000 - $2,000,000 | -45% |
| General Contractor | $34,000 - $202,000 | $30,000 - $200,000 | +3% |
| Ghost Kitchen | $19,000 - $93,000 | $20,000 - $100,000 | -7% |
| Gift Shop | $29,000 - $137,000 | $30,000 - $150,000 | -8% |
| Glamping Business | $13,000 - $117,000 | $20,000 - $200,000 | -41% |
| Graphic Design Business | $7,000 - $33,000 | $3,000 - $20,000 | +74% |
| Greenhouse Business | $25,000 - $197,000 | $30,000 - $200,000 | -3% |
| Grocery Store | $91,000 - $1,135,000 | $80,000 - $2,000,000 | -41% |
| Gym | $78,000 - $381,000 | $50,000 - $500,000 | -17% |
| Hair Salon | $53,000 - $193,000 | $60,000 - $200,000 | -5% |
| Handyman | $10,000 - $53,000 | $5,000 - $40,000 | +40% |
| Home Health Care Agency | $45,000 - $313,000 | $40,000 - $350,000 | -8% |
| Home Inspection Business | $6,000 - $33,000 | $5,000 - $25,000 | +30% |
| Hostel | $30,000 - $172,000 | $50,000 - $300,000 | -42% |
| Hotel | $462,000 - $4,175,000 | $500,000 - $5,000,000 | -16% |
| HVAC | $27,000 - $138,000 | $20,000 - $150,000 | -3% |
| Ice Cream Shop | $49,000 - $256,000 | $50,000 - $300,000 | -13% |
| Insurance Agency | $20,000 - $84,000 | $20,000 - $80,000 | +4% |
| Interior Design Business | $4,000 - $27,000 | $5,000 - $30,000 | -11% |
| IT Services | $17,000 - $103,000 | $15,000 - $100,000 | +4% |
| Jewelry Store | $30,000 - $144,000 | $50,000 - $250,000 | -42% |
| Juice Bar | $36,000 - $174,000 | $40,000 - $200,000 | -13% |
| Junk Removal Business | $4,000 - $37,000 | $5,000 - $50,000 | -25% |
| Landscaping | $15,000 - $85,000 | $10,000 - $80,000 | +11% |
| Language School | $7,000 - $51,000 | $10,000 - $75,000 | -32% |
| Laundromat | $131,000 - $705,000 | $200,000 - $1,000,000 | -30% |
| Lavender Farm | $13,000 - $64,000 | $20,000 - $100,000 | -36% |
| Law Firm | $39,000 - $179,000 | $50,000 - $200,000 | -13% |
| Liquor Store | $75,000 - $289,000 | $100,000 - $400,000 | -27% |
| Locksmith Business | $4,000 - $27,000 | $5,000 - $30,000 | -11% |
| Managed IT Services | $7,000 - $51,000 | $10,000 - $75,000 | -32% |
| Manufacturing Business | $57,000 - $945,000 | $50,000 - $1,000,000 | -5% |
| Marketing Agency | $16,000 - $92,000 | $10,000 - $75,000 | +27% |
| Martial Arts Studio | $26,000 - $125,000 | $30,000 - $150,000 | -16% |
| Masonry Business | $20,000 - $102,000 | $15,000 - $80,000 | +28% |
| Massage Therapy Practice | $4,000 - $37,000 | $5,000 - $50,000 | -25% |
| Meal Prep Business | $16,000 - $81,000 | $15,000 - $100,000 | -16% |
| Med Spa | $191,000 - $544,000 | $250,000 - $600,000 | -14% |
| Medical Practice | $85,000 - $478,000 | $70,000 - $500,000 | -1% |
| Microgreens Farm | $3,000 - $21,000 | $2,000 - $15,000 | +41% |
| Mini Golf Course | $74,000 - $409,000 | $100,000 - $500,000 | -20% |
| Mobile Mechanic | $9,000 - $58,000 | $5,000 - $50,000 | +22% |
| Moving Company | $27,000 - $138,000 | $20,000 - $150,000 | -3% |
| Mushroom Farm | $11,000 - $73,000 | $10,000 - $80,000 | -7% |
| Music School | $24,000 - $118,000 | $25,000 - $120,000 | -2% |
| Nail Salon | $33,000 - $133,000 | $40,000 - $150,000 | -13% |
| Notary Business | $2,000 - $14,000 | $1,000 - $5,000 | +167% |
| Plant Nursery | $26,000 - $149,000 | $25,000 - $150,000 | Avg |
| Oil Change Shop | $40,000 - $217,000 | $40,000 - $250,000 | -11% |
| Online Coaching Business | $4,000 - $29,000 | $1,000 - $10,000 | +200% |
| Online Store | $5,000 - $50,000 | $2,000 - $30,000 | +72% |
| Painting | $10,000 - $59,000 | $5,000 - $50,000 | +25% |
| Pawn Shop | $30,000 - $117,000 | $50,000 - $200,000 | -41% |
| Personal Training | $13,000 - $88,000 | $10,000 - $100,000 | -8% |
| Pest Control | $17,000 - $85,000 | $10,000 - $75,000 | +20% |
| Pet Boarding Facility | $39,000 - $318,000 | $50,000 - $500,000 | -35% |
| Pet Sitting Business | $3,000 - $15,000 | $500 - $5,000 | +227% |
| Pet Store | $50,000 - $251,000 | $60,000 - $300,000 | -16% |
| Pharmacy | $250,000 - $1,293,000 | $250,000 - $1,700,000 | -21% |
| Phone Repair Shop | $7,000 - $37,000 | $10,000 - $50,000 | -27% |
| Photography Business | $13,000 - $74,000 | $10,000 - $50,000 | +45% |
| Physical Therapy Clinic | $30,000 - $172,000 | $50,000 - $300,000 | -42% |
| Pilates Studio | $18,000 - $90,000 | $30,000 - $150,000 | -40% |
| Pizza Shop | $57,000 - $224,000 | $75,000 - $300,000 | -25% |
| Plumbing | $17,000 - $96,000 | $15,000 - $100,000 | -2% |
| Podcast Studio | $16,000 - $81,000 | $15,000 - $80,000 | +2% |
| Pool Construction Business | $30,000 - $172,000 | $50,000 - $300,000 | -42% |
| Pool Cleaning & Service | $4,000 - $24,000 | $5,000 - $25,000 | -7% |
| Preschool | $65,000 - $251,000 | $80,000 - $300,000 | -17% |
| Pressure Washing Business | $3,000 - $24,000 | $3,000 - $20,000 | +17% |
| Print-on-Demand Business | $3,000 - $20,000 | $500 - $8,000 | +171% |
| Printing Business | $45,000 - $224,000 | $50,000 - $250,000 | -10% |
| Property Management Company | $7,000 - $36,000 | $5,000 - $50,000 | -22% |
| Real Estate Agency | $26,000 - $111,000 | $25,000 - $100,000 | +10% |
| Real Estate Investment Business | $22,000 - $361,000 | $20,000 - $500,000 | -26% |
| Recording Studio | $40,000 - $189,000 | $50,000 - $200,000 | -8% |
| Restaurant | $77,000 - $302,000 | $75,000 - $250,000 | +17% |
| Retail Store | $38,000 - $205,000 | $50,000 - $250,000 | -19% |
| Roofing | $27,000 - $145,000 | $20,000 - $150,000 | +1% |
| SaaS Company | $25,000 - $205,000 | $25,000 - $200,000 | +2% |
| Security Company | $16,000 - $106,000 | $10,000 - $100,000 | +11% |
| Self-Storage Facility | $282,000 - $3,129,000 | $500,000 - $5,000,000 | -38% |
| Senior Care Facility | $93,000 - $853,000 | $100,000 - $1,500,000 | -41% |
| SEO Agency | $11,000 - $60,000 | $5,000 - $50,000 | +29% |
| Sign Shop | $13,000 - $64,000 | $20,000 - $100,000 | -36% |
| Smoke Shop | $18,000 - $90,000 | $30,000 - $150,000 | -40% |
| Solar Installation Business | $30,000 - $172,000 | $50,000 - $300,000 | -42% |
| Spa | $78,000 - $297,000 | $100,000 - $350,000 | -17% |
| Staffing Agency | $33,000 - $148,000 | $30,000 - $150,000 | +1% |
| Subscription Box Business | $8,000 - $63,000 | $5,000 - $50,000 | +29% |
| Swim School | $30,000 - $172,000 | $50,000 - $300,000 | -42% |
| Tanning Salon | $30,000 - $144,000 | $50,000 - $250,000 | -42% |
| Tattoo Shop | $18,000 - $90,000 | $30,000 - $150,000 | -40% |
| Tax Preparation Business | $10,000 - $50,000 | $8,000 - $40,000 | +25% |
| Tech Startup | $21,000 - $153,000 | $20,000 - $150,000 | +2% |
| Thrift Store | $18,000 - $99,000 | $20,000 - $120,000 | -16% |
| Tire Shop | $50,000 - $239,000 | $50,000 - $250,000 | -4% |
| Tour Company | $14,000 - $92,000 | $10,000 - $80,000 | +18% |
| Towing Company | $52,000 - $268,000 | $50,000 - $300,000 | -9% |
| Trampoline Park | $314,000 - $1,436,000 | $500,000 - $2,000,000 | -30% |
| Travel Agency | $8,000 - $45,000 | $5,000 - $30,000 | +51% |
| Tree Service | $10,000 - $64,000 | $15,000 - $100,000 | -36% |
| Trucking Company | $21,000 - $290,000 | $15,000 - $400,000 | -25% |
| Tutoring Business | $5,000 - $25,000 | $2,000 - $15,000 | +76% |
| Used Car Dealer | $45,000 - $304,000 | $50,000 - $350,000 | -13% |
| Vape Shop | $27,000 - $127,000 | $25,000 - $150,000 | -12% |
| Vending Machine Business | $8,000 - $72,000 | $5,000 - $50,000 | +45% |
| Veterinary Clinic | $238,000 - $1,375,000 | $300,000 - $2,000,000 | -30% |
| Videography Business | $14,000 - $71,000 | $10,000 - $60,000 | +21% |
| Virtual Assistant Business | $2,000 - $13,000 | $500 - $3,000 | +329% |
| Waste Management Business | $36,000 - $427,000 | $30,000 - $500,000 | -13% |
| Web Design Business | $6,000 - $36,000 | $3,000 - $25,000 | +50% |
| Wedding Planning Business | $9,000 - $42,000 | $5,000 - $30,000 | +46% |
| Welding Business | $20,000 - $112,000 | $15,000 - $100,000 | +15% |
| Window Cleaning Business | $3,000 - $21,000 | $2,000 - $15,000 | +41% |
| Winery | $71,000 - $795,000 | $100,000 - $1,000,000 | -21% |
| Yoga Studio | $41,000 - $162,000 | $50,000 - $200,000 | -19% |
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Local Market Factors in Springfield
96.8%
Cost of Living Index
$10-$22
Commercial Rent ($/sqft/yr)
0.95x
Labor Rate Index
6.25%
Sales Tax Rate
Local Permit Fees in Springfield
| Permit | Cost Range |
|---|---|
| Business License | $50 - $300 |
| Food Service Permit | $200 - $500 |
| Liquor License | $2,000 - $10,000 |
| General Contractor License | $100 - $400 |
| Home Occupation Permit | $25 - $75 |
About Starting a Business in Springfield
Springfield is the economic center of western Massachusetts, known as the birthplace of basketball and home to a growing healthcare and education sector. The city's below-average cost of living, MGM casino-driven tourism, and Amtrak connectivity make it an affordable launchpad for service-based businesses.
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