After-School Program Startup Cost Comparison

Missoula, MT vs New York, NY

Missoula, MT

$19,000 - $112,000

COL Index: 108.5

VS

New York, NY

$36,000 - $212,000

COL Index: 187.2

Detailed Cost Comparison

Expense Missoula, MT New York, NY Difference
Business Registration & Licensing
$1,600 - $6,600 $5,300 - $17,100 -63%
Facility Lease (First + Last + Security)
$2,900 - $23,000 $10,400 - $83,500 -72%
Space Setup & Renovation
$2,900 - $17,100 $4,400 - $26,100 -34%
Equipment & Supplies
$3,000 - $12,000 $3,000 - $12,000 Same
Business Insurance (Annual)
$2,000 - $8,000 $2,000 - $8,000 Same
Transportation (Optional)
$0 - $12,000 $0 - $12,000 Same
Marketing & Parent Outreach
$1,500 - $6,000 $1,500 - $6,000 Same
Working Capital (3 Months)
$5,400 - $27,100 $9,400 - $46,800 -42%
Total Estimated Cost $19,000 - $112,000 $36,000 - $212,000 -47%

Local Market Factors

Factor Missoula New York
Cost of Living Index 108.5 187.2
Commercial Rent ($/sqft/yr) $14 - $30 $40 - $120
Labor Rate Index 0.95 1.45
Sales Tax 0% 8.875%
Minimum Wage $10.30/hr $16.00/hr
LLC Filing Fee $70 $200

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