After-School Program Startup Cost Comparison
St. Paul, MN vs New York, NY
St. Paul, MN
$19,000 - $114,000
COL Index: 104.5
VS
New York, NY
$36,000 - $212,000
COL Index: 187.2
Detailed Cost Comparison
| Expense | St. Paul, MN | New York, NY | Difference |
|---|---|---|---|
|
Business Registration & Licensing
|
$1,400 - $6,100 | $5,300 - $17,100 | -67% |
|
Facility Lease (First + Last + Security)
|
$3,100 - $25,000 | $10,400 - $83,500 | -70% |
|
Space Setup & Renovation
|
$3,100 - $18,400 | $4,400 - $26,100 | -30% |
|
Equipment & Supplies
|
$3,000 - $12,000 | $3,000 - $12,000 | Same |
|
Business Insurance (Annual)
|
$2,000 - $8,000 | $2,000 - $8,000 | Same |
|
Transportation (Optional)
|
$0 - $12,000 | $0 - $12,000 | Same |
|
Marketing & Parent Outreach
|
$1,500 - $6,000 | $1,500 - $6,000 | Same |
|
Working Capital (3 Months)
|
$5,200 - $26,100 | $9,400 - $46,800 | -44% |
| Total Estimated Cost | $19,000 - $114,000 | $36,000 - $212,000 | -46% |
Local Market Factors
| Factor | St. Paul | New York |
|---|---|---|
| Cost of Living Index | 104.5 | 187.2 |
| Commercial Rent ($/sqft/yr) | $14 - $34 | $40 - $120 |
| Labor Rate Index | 1.02 | 1.45 |
| Sales Tax | 8.375% | 8.875% |
| Minimum Wage | $15.57/hr | $16.00/hr |
| LLC Filing Fee | $155 | $200 |
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