Bakery Startup Cost Comparison
Fort Wayne, IN vs Chicago, IL
Fort Wayne, IN
$46,000 - $201,000
COL Index: 85.5
VS
Chicago, IL
$66,000 - $276,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | Fort Wayne, IN | Chicago, IL | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$700 - $3,300 | $5,600 - $10,900 | -76% |
|
Commercial Lease (First + Last + Security)
|
$3,900 - $19,600 | $11,700 - $58,700 | -67% |
|
Baking Equipment & Fixtures
|
$15,000 - $75,000 | $15,000 - $75,000 | Same |
|
Initial Ingredients & Packaging
|
$2,000 - $6,000 | $2,000 - $6,000 | Same |
|
Interior Build-Out & Kitchen Renovation
|
$12,600 - $54,600 | $17,300 - $74,800 | -27% |
|
Business Insurance (Annual)
|
$2,000 - $6,000 | $2,000 - $6,000 | Same |
|
Marketing & Grand Opening
|
$1,500 - $7,000 | $1,500 - $7,000 | Same |
|
Working Capital (3 Months)
|
$8,600 - $29,900 | $10,800 - $37,700 | -21% |
| Total Estimated Cost | $46,000 - $201,000 | $66,000 - $276,000 | -28% |
Local Market Factors
| Factor | Fort Wayne | Chicago |
|---|---|---|
| Cost of Living Index | 85.5 | 107.8 |
| Commercial Rent ($/sqft/yr) | $10 - $20 | $25 - $65 |
| Labor Rate Index | 0.84 | 1.15 |
| Sales Tax | 7% | 10.25% |
| Minimum Wage | $7.25/hr | $15.80/hr |
| LLC Filing Fee | $95 | $150 |
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