Bakery Startup Cost Comparison

Worcester, MA vs Houston, TX

Worcester, MA

$57,000 - $247,000

COL Index: 112.4

VS

Houston, TX

$54,000 - $235,000

COL Index: 96.5

Detailed Cost Comparison

Expense Worcester, MA Houston, TX Difference
Business Registration & Licenses
$3,500 - $16,500 $1,900 - $6,200 +147%
Commercial Lease (First + Last + Security)
$5,500 - $27,400 $8,200 - $41,100 -33%
Baking Equipment & Fixtures
$15,000 - $75,000 $15,000 - $75,000 Same
Initial Ingredients & Packaging
$2,000 - $6,000 $2,000 - $6,000 Same
Interior Build-Out & Kitchen Renovation
$16,200 - $70,200 $13,800 - $59,800 +17%
Business Insurance (Annual)
$2,000 - $6,000 $2,000 - $6,000 Same
Marketing & Grand Opening
$1,500 - $7,000 $1,500 - $7,000 Same
Working Capital (3 Months)
$11,200 - $39,300 $9,700 - $33,800 +16%
Total Estimated Cost $57,000 - $247,000 $54,000 - $235,000 +5%

Local Market Factors

Factor Worcester Houston
Cost of Living Index 112.4 96.5
Commercial Rent ($/sqft/yr) $14 - $28 $18 - $45
Labor Rate Index 1.08 0.92
Sales Tax 6.25% 8.25%
Minimum Wage $15.00/hr $7.25/hr
LLC Filing Fee $500 $300

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