Bar Startup Cost Comparison

San Francisco, CA vs Chicago, IL

San Francisco, CA

$131,000 - $554,000

COL Index: 179.8

VS

Chicago, IL

$100,000 - $409,000

COL Index: 107.8

Detailed Cost Comparison

Expense San Francisco, CA Chicago, IL Difference
Business Registration & Liquor License
$4,200 - $18,500 $5,600 - $15,000 +10%
Commercial Lease (First + Last + Security)
$29,300 - $171,200 $17,600 - $102,700 +67%
Bar Equipment & Fixtures
$15,000 - $60,000 $15,000 - $60,000 Same
Initial Liquor & Beverage Inventory
$8,000 - $25,000 $8,000 - $25,000 Same
Interior Build-Out & Renovation
$38,000 - $152,000 $28,800 - $115,000 +32%
Sound System & Security
$5,000 - $25,000 $5,000 - $25,000 Same
Business Insurance (Annual)
$4,000 - $12,000 $4,000 - $12,000 Same
Working Capital (3 Months)
$27,000 - $89,900 $16,200 - $53,900 +67%
Total Estimated Cost $131,000 - $554,000 $100,000 - $409,000 +35%

Local Market Factors

Factor San Francisco Chicago
Cost of Living Index 179.8 107.8
Commercial Rent ($/sqft/yr) $40 - $110 $25 - $65
Labor Rate Index 1.52 1.15
Sales Tax 8.625% 10.25%
Minimum Wage $18.67/hr $15.80/hr
LLC Filing Fee $70 $150

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