Coffee Shop Startup Cost Comparison
Missoula, MT vs Chicago, IL
Missoula, MT
$60,000 - $233,000
COL Index: 108.5
VS
Chicago, IL
$72,000 - $279,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | Missoula, MT | Chicago, IL | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$1,600 - $6,600 | $5,600 - $10,900 | -50% |
|
Commercial Lease (First + Last + Security)
|
$5,700 - $28,700 | $11,700 - $58,700 | -51% |
|
Espresso Machines & Equipment
|
$20,000 - $80,000 | $20,000 - $80,000 | Same |
|
Initial Coffee & Food Inventory
|
$3,000 - $8,000 | $3,000 - $8,000 | Same |
|
Interior Build-Out & Renovation
|
$14,300 - $57,000 | $17,300 - $69,000 | -17% |
|
Business Insurance (Annual)
|
$2,000 - $7,000 | $2,000 - $7,000 | Same |
|
Marketing & Grand Opening
|
$2,000 - $8,000 | $2,000 - $8,000 | Same |
|
Working Capital (3 Months)
|
$10,900 - $38,000 | $10,800 - $37,700 | +1% |
| Total Estimated Cost | $60,000 - $233,000 | $72,000 - $279,000 | -17% |
Local Market Factors
| Factor | Missoula | Chicago |
|---|---|---|
| Cost of Living Index | 108.5 | 107.8 |
| Commercial Rent ($/sqft/yr) | $14 - $30 | $25 - $65 |
| Labor Rate Index | 0.95 | 1.15 |
| Sales Tax | 0% | 10.25% |
| Minimum Wage | $10.30/hr | $15.80/hr |
| LLC Filing Fee | $70 | $150 |
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