Coffee Shop Startup Cost Comparison
Naples, FL vs New York, NY
Naples, FL
$68,000 - $269,000
COL Index: 123.5
VS
New York, NY
$94,000 - $377,000
COL Index: 187.2
Detailed Cost Comparison
| Expense | Naples, FL | New York, NY | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$2,000 - $7,300 | $5,300 - $17,100 | -58% |
|
Commercial Lease (First + Last + Security)
|
$10,000 - $50,200 | $20,900 - $104,300 | -52% |
|
Espresso Machines & Equipment
|
$20,000 - $80,000 | $20,000 - $80,000 | Same |
|
Initial Coffee & Food Inventory
|
$3,000 - $8,000 | $3,000 - $8,000 | Same |
|
Interior Build-Out & Renovation
|
$16,200 - $64,800 | $21,800 - $87,000 | -26% |
|
Business Insurance (Annual)
|
$2,000 - $7,000 | $2,000 - $7,000 | Same |
|
Marketing & Grand Opening
|
$2,000 - $8,000 | $2,000 - $8,000 | Same |
|
Working Capital (3 Months)
|
$12,400 - $43,200 | $18,700 - $65,500 | -34% |
| Total Estimated Cost | $68,000 - $269,000 | $94,000 - $377,000 | -28% |
Local Market Factors
| Factor | Naples | New York |
|---|---|---|
| Cost of Living Index | 123.5 | 187.2 |
| Commercial Rent ($/sqft/yr) | $22 - $55 | $40 - $120 |
| Labor Rate Index | 1.08 | 1.45 |
| Sales Tax | 7% | 8.875% |
| Minimum Wage | $13.00/hr | $16.00/hr |
| LLC Filing Fee | $125 | $200 |
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