Coffee Shop Startup Cost Comparison

Omaha, NE vs Chicago, IL

Omaha, NE

$56,000 - $220,000

COL Index: 92.8

VS

Chicago, IL

$72,000 - $279,000

COL Index: 107.8

Detailed Cost Comparison

Expense Omaha, NE Chicago, IL Difference
Business Registration & Licenses
$800 - $3,900 $5,600 - $10,900 -72%
Commercial Lease (First + Last + Security)
$5,600 - $28,000 $11,700 - $58,700 -52%
Espresso Machines & Equipment
$20,000 - $80,000 $20,000 - $80,000 Same
Initial Coffee & Food Inventory
$3,000 - $8,000 $3,000 - $8,000 Same
Interior Build-Out & Renovation
$13,200 - $52,800 $17,300 - $69,000 -24%
Business Insurance (Annual)
$2,000 - $7,000 $2,000 - $7,000 Same
Marketing & Grand Opening
$2,000 - $8,000 $2,000 - $8,000 Same
Working Capital (3 Months)
$9,300 - $32,500 $10,800 - $37,700 -14%
Total Estimated Cost $56,000 - $220,000 $72,000 - $279,000 -21%

Local Market Factors

Factor Omaha Chicago
Cost of Living Index 92.8 107.8
Commercial Rent ($/sqft/yr) $13 - $30 $25 - $65
Labor Rate Index 0.88 1.15
Sales Tax 7% 10.25%
Minimum Wage $12.00/hr $15.80/hr
LLC Filing Fee $100 $150

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