Coffee Shop Startup Cost Comparison
Rochester, NY vs Miami, FL
Rochester, NY
$56,000 - $215,000
COL Index: 87.9
VS
Miami, FL
$70,000 - $281,000
COL Index: 128.3
Detailed Cost Comparison
| Expense | Rochester, NY | Miami, FL | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$2,400 - $8,100 | $2,600 - $9,500 | -13% |
|
Commercial Lease (First + Last + Security)
|
$3,800 - $18,900 | $11,700 - $58,700 | -68% |
|
Espresso Machines & Equipment
|
$20,000 - $80,000 | $20,000 - $80,000 | Same |
|
Initial Coffee & Food Inventory
|
$3,000 - $8,000 | $3,000 - $8,000 | Same |
|
Interior Build-Out & Renovation
|
$13,500 - $54,000 | $16,200 - $64,800 | -17% |
|
Business Insurance (Annual)
|
$2,000 - $7,000 | $2,000 - $7,000 | Same |
|
Marketing & Grand Opening
|
$2,000 - $8,000 | $2,000 - $8,000 | Same |
|
Working Capital (3 Months)
|
$8,800 - $30,800 | $12,800 - $44,900 | -31% |
| Total Estimated Cost | $56,000 - $215,000 | $70,000 - $281,000 | -23% |
Local Market Factors
| Factor | Rochester | Miami |
|---|---|---|
| Cost of Living Index | 87.9 | 128.3 |
| Commercial Rent ($/sqft/yr) | $9 - $20 | $25 - $65 |
| Labor Rate Index | 0.9 | 1.08 |
| Sales Tax | 8% | 7% |
| Minimum Wage | $15.00/hr | $13.00/hr |
| LLC Filing Fee | $200 | $125 |
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