Coffee Shop Startup Cost Comparison
St. Louis, MO vs New York, NY
St. Louis, MO
$56,000 - $219,000
COL Index: 90.8
VS
New York, NY
$94,000 - $377,000
COL Index: 187.2
Detailed Cost Comparison
| Expense | St. Louis, MO | New York, NY | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$800 - $4,000 | $5,300 - $17,100 | -79% |
|
Commercial Lease (First + Last + Security)
|
$5,200 - $26,100 | $20,900 - $104,300 | -75% |
|
Espresso Machines & Equipment
|
$20,000 - $80,000 | $20,000 - $80,000 | Same |
|
Initial Coffee & Food Inventory
|
$3,000 - $8,000 | $3,000 - $8,000 | Same |
|
Interior Build-Out & Renovation
|
$13,500 - $54,000 | $21,800 - $87,000 | -38% |
|
Business Insurance (Annual)
|
$2,000 - $7,000 | $2,000 - $7,000 | Same |
|
Marketing & Grand Opening
|
$2,000 - $8,000 | $2,000 - $8,000 | Same |
|
Working Capital (3 Months)
|
$9,100 - $31,800 | $18,700 - $65,500 | -51% |
| Total Estimated Cost | $56,000 - $219,000 | $94,000 - $377,000 | -42% |
Local Market Factors
| Factor | St. Louis | New York |
|---|---|---|
| Cost of Living Index | 90.8 | 187.2 |
| Commercial Rent ($/sqft/yr) | $12 - $28 | $40 - $120 |
| Labor Rate Index | 0.9 | 1.45 |
| Sales Tax | 9.679% | 8.875% |
| Minimum Wage | $12.30/hr | $16.00/hr |
| LLC Filing Fee | $50 | $200 |
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