Dental Practice Startup Cost Comparison
Clearwater, FL vs Chicago, IL
Clearwater, FL
$305,000 - $758,000
COL Index: 103.8
VS
Chicago, IL
$330,000 - $827,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | Clearwater, FL | Chicago, IL | Difference |
|---|---|---|---|
|
Business Formation & Dental Licensing
|
$3,000 - $12,000 | $5,600 - $12,000 | -15% |
|
Commercial Lease (First + Last + Security)
|
$13,000 - $48,900 | $23,500 - $88,000 | -44% |
|
Dental Equipment & Technology
|
$150,000 - $350,000 | $150,000 - $350,000 | Same |
|
Dental Supplies & Materials
|
$10,000 - $30,000 | $10,000 - $30,000 | Same |
|
Dental Office Build-Out
|
$58,800 - $147,000 | $69,000 - $172,500 | -15% |
|
Malpractice & Business Insurance (Annual)
|
$8,000 - $20,000 | $8,000 - $20,000 | Same |
|
Marketing & Patient Acquisition
|
$10,000 - $25,000 | $10,000 - $25,000 | Same |
|
Working Capital (3-6 Months)
|
$51,900 - $124,600 | $53,900 - $129,400 | -4% |
| Total Estimated Cost | $305,000 - $758,000 | $330,000 - $827,000 | -8% |
Local Market Factors
| Factor | Clearwater | Chicago |
|---|---|---|
| Cost of Living Index | 103.8 | 107.8 |
| Commercial Rent ($/sqft/yr) | $16 - $34 | $25 - $65 |
| Labor Rate Index | 0.98 | 1.15 |
| Sales Tax | 7.5% | 10.25% |
| Minimum Wage | $13.00/hr | $15.80/hr |
| LLC Filing Fee | $125 | $150 |
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