Farm Startup Cost Comparison
San Bernardino, CA vs Chicago, IL
San Bernardino, CA
$42,000 - $450,000
COL Index: 105.3
VS
Chicago, IL
$54,000 - $715,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | San Bernardino, CA | Chicago, IL | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$1,400 - $5,600 | $5,600 - $10,900 | -58% |
|
Land Purchase or Lease
|
$3,700 - $147,800 | $9,800 - $391,300 | -62% |
|
Farm Equipment & Machinery
|
$15,000 - $120,000 | $15,000 - $120,000 | Same |
|
Seeds, Plants, or Livestock
|
$2,000 - $30,000 | $2,000 - $30,000 | Same |
|
Structures & Fencing
|
$4,500 - $54,000 | $5,800 - $69,000 | -22% |
|
Irrigation System
|
$3,000 - $30,000 | $3,000 - $30,000 | Same |
|
Farm Insurance (Annual)
|
$2,000 - $10,000 | $2,000 - $10,000 | Same |
|
Working Capital (6 Months)
|
$10,500 - $52,700 | $10,800 - $53,900 | -2% |
| Total Estimated Cost | $42,000 - $450,000 | $54,000 - $715,000 | -36% |
Local Market Factors
| Factor | San Bernardino | Chicago |
|---|---|---|
| Cost of Living Index | 105.3 | 107.8 |
| Commercial Rent ($/sqft/yr) | $10 - $24 | $25 - $65 |
| Labor Rate Index | 0.9 | 1.15 |
| Sales Tax | 8.75% | 10.25% |
| Minimum Wage | $16.00/hr | $15.80/hr |
| LLC Filing Fee | $70 | $150 |
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