Flower Shop Startup Cost Comparison
Billings, MT vs Chicago, IL
Billings, MT
$28,000 - $146,000
COL Index: 98.5
VS
Chicago, IL
$39,000 - $191,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | Billings, MT | Chicago, IL | Difference |
|---|---|---|---|
|
Business Registration & Permits
|
$1,300 - $5,900 | $5,600 - $10,900 | -56% |
|
Commercial Lease (First + Last + Security)
|
$2,700 - $16,000 | $7,000 - $42,300 | -62% |
|
Floral Equipment & Coolers
|
$8,000 - $40,000 | $8,000 - $40,000 | Same |
|
Initial Flower & Supply Inventory
|
$3,000 - $12,000 | $3,000 - $12,000 | Same |
|
Store Build-Out & Design
|
$4,400 - $35,200 | $5,800 - $46,000 | -24% |
|
Business Insurance (Annual)
|
$1,200 - $4,500 | $1,200 - $4,500 | Same |
|
Marketing & Online Presence
|
$1,500 - $8,000 | $1,500 - $8,000 | Same |
|
Working Capital (3 Months)
|
$5,900 - $24,600 | $6,500 - $27,000 | -9% |
| Total Estimated Cost | $28,000 - $146,000 | $39,000 - $191,000 | -24% |
Local Market Factors
| Factor | Billings | Chicago |
|---|---|---|
| Cost of Living Index | 98.5 | 107.8 |
| Commercial Rent ($/sqft/yr) | $10 - $24 | $25 - $65 |
| Labor Rate Index | 0.88 | 1.15 |
| Sales Tax | 0% | 10.25% |
| Minimum Wage | $10.30/hr | $15.80/hr |
| LLC Filing Fee | $70 | $150 |
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