Flower Shop Startup Cost Comparison
St. Petersburg, FL vs Chicago, IL
St. Petersburg, FL
$30,000 - $161,000
COL Index: 104.6
VS
Chicago, IL
$39,000 - $191,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | St. Petersburg, FL | Chicago, IL | Difference |
|---|---|---|---|
|
Business Registration & Permits
|
$1,400 - $6,300 | $5,600 - $10,900 | -53% |
|
Commercial Lease (First + Last + Security)
|
$3,900 - $23,500 | $7,000 - $42,300 | -44% |
|
Floral Equipment & Coolers
|
$8,000 - $40,000 | $8,000 - $40,000 | Same |
|
Initial Flower & Supply Inventory
|
$3,000 - $12,000 | $3,000 - $12,000 | Same |
|
Store Build-Out & Design
|
$5,100 - $40,800 | $5,800 - $46,000 | -11% |
|
Business Insurance (Annual)
|
$1,200 - $4,500 | $1,200 - $4,500 | Same |
|
Marketing & Online Presence
|
$1,500 - $8,000 | $1,500 - $8,000 | Same |
|
Working Capital (3 Months)
|
$6,300 - $26,200 | $6,500 - $27,000 | -3% |
| Total Estimated Cost | $30,000 - $161,000 | $39,000 - $191,000 | -17% |
Local Market Factors
| Factor | St. Petersburg | Chicago |
|---|---|---|
| Cost of Living Index | 104.6 | 107.8 |
| Commercial Rent ($/sqft/yr) | $16 - $34 | $25 - $65 |
| Labor Rate Index | 1.02 | 1.15 |
| Sales Tax | 7.5% | 10.25% |
| Minimum Wage | $13.00/hr | $15.80/hr |
| LLC Filing Fee | $125 | $150 |
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