Home Health Care Agency Startup Cost Comparison

San Bernardino, CA vs New York, NY

San Bernardino, CA

$47,000 - $325,000

COL Index: 105.3

VS

New York, NY

$74,000 - $519,000

COL Index: 187.2

Detailed Cost Comparison

Expense San Bernardino, CA New York, NY Difference
Licensing & Certification
$5,000 - $50,000 $5,300 - $50,000 -1%
Office Space Setup
$2,200 - $14,800 $10,400 - $69,600 -79%
Software & Technology
$3,000 - $15,000 $3,000 - $15,000 Same
Insurance & Bonding
$5,000 - $25,000 $5,000 - $25,000 Same
Initial Caregiver Recruitment
$4,500 - $27,000 $7,300 - $43,500 -38%
Compliance & Accreditation
$3,000 - $20,000 $3,000 - $20,000 Same
Marketing & Referral Network
$3,000 - $15,000 $3,000 - $15,000 Same
Working Capital (3-6 Months)
$21,100 - $158,000 $37,400 - $280,800 -44%
Total Estimated Cost $47,000 - $325,000 $74,000 - $519,000 -37%

Local Market Factors

Factor San Bernardino New York
Cost of Living Index 105.3 187.2
Commercial Rent ($/sqft/yr) $10 - $24 $40 - $120
Labor Rate Index 0.9 1.45
Sales Tax 8.75% 8.875%
Minimum Wage $16.00/hr $16.00/hr
LLC Filing Fee $70 $200

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