Home Health Care Agency Startup Cost Comparison
San Francisco, CA vs Chicago, IL
San Francisco, CA
$72,000 - $506,000
COL Index: 179.8
VS
Chicago, IL
$53,000 - $360,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | San Francisco, CA | Chicago, IL | Difference |
|---|---|---|---|
|
Licensing & Certification
|
$5,000 - $50,000 | $5,600 - $50,000 | -1% |
|
Office Space Setup
|
$9,800 - $65,200 | $5,900 - $39,100 | +67% |
|
Software & Technology
|
$3,000 - $15,000 | $3,000 - $15,000 | Same |
|
Insurance & Bonding
|
$5,000 - $25,000 | $5,000 - $25,000 | Same |
|
Initial Caregiver Recruitment
|
$7,600 - $45,600 | $5,800 - $34,500 | +32% |
|
Compliance & Accreditation
|
$3,000 - $20,000 | $3,000 - $20,000 | Same |
|
Marketing & Referral Network
|
$3,000 - $15,000 | $3,000 - $15,000 | Same |
|
Working Capital (3-6 Months)
|
$36,000 - $269,700 | $21,600 - $161,700 | +67% |
| Total Estimated Cost | $72,000 - $506,000 | $53,000 - $360,000 | +40% |
Local Market Factors
| Factor | San Francisco | Chicago |
|---|---|---|
| Cost of Living Index | 179.8 | 107.8 |
| Commercial Rent ($/sqft/yr) | $40 - $110 | $25 - $65 |
| Labor Rate Index | 1.52 | 1.15 |
| Sales Tax | 8.625% | 10.25% |
| Minimum Wage | $18.67/hr | $15.80/hr |
| LLC Filing Fee | $70 | $150 |
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