HVAC Startup Cost Comparison

San Jose, CA vs Chicago, IL

San Jose, CA

$33,000 - $167,000

COL Index: 185.5

VS

Chicago, IL

$31,000 - $140,000

COL Index: 107.8

Detailed Cost Comparison

Expense San Jose, CA Chicago, IL Difference
Business Registration & HVAC License
$4,100 - $18,100 $5,600 - $10,900 +35%
Service Vehicle(s)
$8,000 - $45,000 $8,000 - $45,000 Same
HVAC Tools & Diagnostic Equipment
$5,000 - $25,000 $5,000 - $25,000 Same
Parts & Refrigerant Inventory
$2,000 - $10,000 $2,000 - $10,000 Same
Business Insurance & Bonding (Annual)
$3,000 - $12,000 $3,000 - $12,000 Same
Marketing & Lead Generation
$2,000 - $10,000 $2,000 - $10,000 Same
Working Capital (3 Months)
$9,300 - $46,400 $5,400 - $27,000 +72%
Total Estimated Cost $33,000 - $167,000 $31,000 - $140,000 +17%

Local Market Factors

Factor San Jose Chicago
Cost of Living Index 185.5 107.8
Commercial Rent ($/sqft/yr) $35 - $95 $25 - $65
Labor Rate Index 1.55 1.15
Sales Tax 9.375% 10.25%
Minimum Wage $17.55/hr $15.80/hr
LLC Filing Fee $70 $150

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