Pawn Shop Startup Cost Comparison
Fort Collins, CO vs Houston, TX
Fort Collins, CO
$40,000 - $155,000
COL Index: 113.5
VS
Houston, TX
$43,000 - $171,000
COL Index: 96.5
Detailed Cost Comparison
| Expense | Fort Collins, CO | Houston, TX | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$200 - $3,000 | $200 - $3,000 | Same |
|
Space & Equipment
|
$22,600 - $90,400 | $27,400 - $109,600 | -18% |
|
Initial Supplies & Inventory
|
$7,500 - $30,000 | $7,500 - $30,000 | Same |
|
Business Insurance (Annual)
|
$500 - $4,000 | $500 - $4,000 | Same |
|
Marketing & Launch
|
$500 - $5,000 | $500 - $5,000 | Same |
|
Working Capital (3 Months)
|
$8,500 - $22,700 | $7,200 - $19,300 | +18% |
| Total Estimated Cost | $40,000 - $155,000 | $43,000 - $171,000 | -9% |
Local Market Factors
| Factor | Fort Collins | Houston |
|---|---|---|
| Cost of Living Index | 113.5 | 96.5 |
| Commercial Rent ($/sqft/yr) | $16 - $36 | $18 - $45 |
| Labor Rate Index | 1.05 | 0.92 |
| Sales Tax | 7.65% | 8.25% |
| Minimum Wage | $14.42/hr | $7.25/hr |
| LLC Filing Fee | $50 | $300 |
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