Pawn Shop Startup Cost Comparison

Pueblo, CO vs Houston, TX

Pueblo, CO

$27,000 - $105,000

COL Index: 90.8

VS

Houston, TX

$43,000 - $171,000

COL Index: 96.5

Detailed Cost Comparison

Expense Pueblo, CO Houston, TX Difference
Business Registration & Licenses
$200 - $3,000 $200 - $3,000 Same
Space & Equipment
$11,300 - $45,200 $27,400 - $109,600 -59%
Initial Supplies & Inventory
$7,500 - $30,000 $7,500 - $30,000 Same
Business Insurance (Annual)
$500 - $4,000 $500 - $4,000 Same
Marketing & Launch
$500 - $5,000 $500 - $5,000 Same
Working Capital (3 Months)
$6,800 - $18,200 $7,200 - $19,300 -6%
Total Estimated Cost $27,000 - $105,000 $43,000 - $171,000 -38%

Local Market Factors

Factor Pueblo Houston
Cost of Living Index 90.8 96.5
Commercial Rent ($/sqft/yr) $8 - $18 $18 - $45
Labor Rate Index 0.85 0.92
Sales Tax 9.44% 8.25%
Minimum Wage $14.42/hr $7.25/hr
LLC Filing Fee $50 $300

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