Pawn Shop Startup Cost Comparison

Surprise, AZ vs Houston, TX

Surprise, AZ

$32,000 - $124,000

COL Index: 98.5

VS

Houston, TX

$43,000 - $171,000

COL Index: 96.5

Detailed Cost Comparison

Expense Surprise, AZ Houston, TX Difference
Business Registration & Licenses
$200 - $3,000 $200 - $3,000 Same
Space & Equipment
$15,700 - $62,600 $27,400 - $109,600 -43%
Initial Supplies & Inventory
$7,500 - $30,000 $7,500 - $30,000 Same
Business Insurance (Annual)
$500 - $4,000 $500 - $4,000 Same
Marketing & Launch
$500 - $5,000 $500 - $5,000 Same
Working Capital (3 Months)
$7,400 - $19,700 $7,200 - $19,300 +2%
Total Estimated Cost $32,000 - $124,000 $43,000 - $171,000 -27%

Local Market Factors

Factor Surprise Houston
Cost of Living Index 98.5 96.5
Commercial Rent ($/sqft/yr) $12 - $24 $18 - $45
Labor Rate Index 0.94 0.92
Sales Tax 8.1% 8.25%
Minimum Wage $14.35/hr $7.25/hr
LLC Filing Fee $50 $300

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