Personal Training Startup Cost Comparison
Duluth, MN vs Chicago, IL
Duluth, MN
$12,000 - $80,000
COL Index: 93
VS
Chicago, IL
$17,000 - $113,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | Duluth, MN | Chicago, IL | Difference |
|---|---|---|---|
|
Business Registration & Certification
|
$800 - $3,900 | $5,600 - $10,900 | -72% |
|
Studio Lease or Gym Rental (First + Last + Security)
|
$0 - $12,500 | $0 - $35,200 | -64% |
|
Fitness Equipment
|
$3,000 - $30,000 | $3,000 - $30,000 | Same |
|
Software & Technology
|
$500 - $3,000 | $500 - $3,000 | Same |
|
Business & Liability Insurance (Annual)
|
$1,000 - $4,000 | $1,000 - $4,000 | Same |
|
Marketing & Client Acquisition
|
$1,500 - $8,000 | $1,500 - $8,000 | Same |
|
Working Capital (3 Months)
|
$4,700 - $18,600 | $5,400 - $21,600 | -14% |
| Total Estimated Cost | $12,000 - $80,000 | $17,000 - $113,000 | -29% |
Local Market Factors
| Factor | Duluth | Chicago |
|---|---|---|
| Cost of Living Index | 93 | 107.8 |
| Commercial Rent ($/sqft/yr) | $10 - $22 | $25 - $65 |
| Labor Rate Index | 0.9 | 1.15 |
| Sales Tax | 8.875% | 10.25% |
| Minimum Wage | $10.85/hr | $15.80/hr |
| LLC Filing Fee | $155 | $150 |
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