Personal Training Startup Cost Comparison
Paterson, NJ vs Chicago, IL
Paterson, NJ
$20,000 - $117,000
COL Index: 104.6
VS
Chicago, IL
$17,000 - $113,000
COL Index: 107.8
Detailed Cost Comparison
| Expense | Paterson, NJ | Chicago, IL | Difference |
|---|---|---|---|
|
Business Registration & Certification
|
$8,400 - $36,200 | $5,600 - $10,900 | +170% |
|
Studio Lease or Gym Rental (First + Last + Security)
|
$0 - $14,900 | $0 - $35,200 | -58% |
|
Fitness Equipment
|
$3,000 - $30,000 | $3,000 - $30,000 | Same |
|
Software & Technology
|
$500 - $3,000 | $500 - $3,000 | Same |
|
Business & Liability Insurance (Annual)
|
$1,000 - $4,000 | $1,000 - $4,000 | Same |
|
Marketing & Client Acquisition
|
$1,500 - $8,000 | $1,500 - $8,000 | Same |
|
Working Capital (3 Months)
|
$5,200 - $20,900 | $5,400 - $21,600 | -3% |
| Total Estimated Cost | $20,000 - $117,000 | $17,000 - $113,000 | +5% |
Local Market Factors
| Factor | Paterson | Chicago |
|---|---|---|
| Cost of Living Index | 104.6 | 107.8 |
| Commercial Rent ($/sqft/yr) | $12 - $26 | $25 - $65 |
| Labor Rate Index | 1.02 | 1.15 |
| Sales Tax | 6.625% | 10.25% |
| Minimum Wage | $15.49/hr | $15.80/hr |
| LLC Filing Fee | $125 | $150 |
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