Personal Training Startup Cost Comparison

San Diego, CA vs Chicago, IL

San Diego, CA

$18,000 - $135,000

COL Index: 160.2

VS

Chicago, IL

$17,000 - $113,000

COL Index: 107.8

Detailed Cost Comparison

Expense San Diego, CA Chicago, IL Difference
Business Registration & Certification
$4,000 - $17,700 $5,600 - $10,900 +32%
Studio Lease or Gym Rental (First + Last + Security)
$0 - $40,300 $0 - $35,200 +14%
Fitness Equipment
$3,000 - $30,000 $3,000 - $30,000 Same
Software & Technology
$500 - $3,000 $500 - $3,000 Same
Business & Liability Insurance (Annual)
$1,000 - $4,000 $1,000 - $4,000 Same
Marketing & Client Acquisition
$1,500 - $8,000 $1,500 - $8,000 Same
Working Capital (3 Months)
$8,000 - $32,000 $5,400 - $21,600 +48%
Total Estimated Cost $18,000 - $135,000 $17,000 - $113,000 +18%

Local Market Factors

Factor San Diego Chicago
Cost of Living Index 160.2 107.8
Commercial Rent ($/sqft/yr) $28 - $75 $25 - $65
Labor Rate Index 1.3 1.15
Sales Tax 7.75% 10.25%
Minimum Wage $16.85/hr $15.80/hr
LLC Filing Fee $70 $150

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