Personal Training Startup Cost Comparison

San Francisco, CA vs Chicago, IL

San Francisco, CA

$19,000 - $158,000

COL Index: 179.8

VS

Chicago, IL

$17,000 - $113,000

COL Index: 107.8

Detailed Cost Comparison

Expense San Francisco, CA Chicago, IL Difference
Business Registration & Certification
$4,200 - $18,500 $5,600 - $10,900 +38%
Studio Lease or Gym Rental (First + Last + Security)
$0 - $58,700 $0 - $35,200 +67%
Fitness Equipment
$3,000 - $30,000 $3,000 - $30,000 Same
Software & Technology
$500 - $3,000 $500 - $3,000 Same
Business & Liability Insurance (Annual)
$1,000 - $4,000 $1,000 - $4,000 Same
Marketing & Client Acquisition
$1,500 - $8,000 $1,500 - $8,000 Same
Working Capital (3 Months)
$9,000 - $36,000 $5,400 - $21,600 +67%
Total Estimated Cost $19,000 - $158,000 $17,000 - $113,000 +36%

Local Market Factors

Factor San Francisco Chicago
Cost of Living Index 179.8 107.8
Commercial Rent ($/sqft/yr) $40 - $110 $25 - $65
Labor Rate Index 1.52 1.15
Sales Tax 8.625% 10.25%
Minimum Wage $18.67/hr $15.80/hr
LLC Filing Fee $70 $150

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