Real Estate Agency Startup Cost Comparison
San Francisco, CA vs Houston, TX
San Francisco, CA
$48,000 - $210,000
COL Index: 179.8
VS
Houston, TX
$29,000 - $121,000
COL Index: 96.5
Detailed Cost Comparison
| Expense | San Francisco, CA | Houston, TX | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$4,200 - $18,500 | $1,900 - $6,200 | +180% |
|
Broker License & Education
|
$2,000 - $6,000 | $2,000 - $6,000 | Same |
|
Office Lease (First + Last + Security)
|
$14,700 - $73,400 | $6,200 - $30,800 | +138% |
|
Office Build-Out & Furnishing
|
$4,600 - $22,800 | $2,800 - $13,800 | +65% |
|
Technology & MLS Access
|
$3,000 - $12,000 | $3,000 - $12,000 | Same |
|
Insurance (Annual)
|
$2,000 - $8,000 | $2,000 - $8,000 | Same |
|
Marketing & Brand Building
|
$3,000 - $15,000 | $3,000 - $15,000 | Same |
|
Working Capital (3-6 Months)
|
$14,400 - $53,900 | $7,700 - $29,000 | +86% |
| Total Estimated Cost | $48,000 - $210,000 | $29,000 - $121,000 | +72% |
Local Market Factors
| Factor | San Francisco | Houston |
|---|---|---|
| Cost of Living Index | 179.8 | 96.5 |
| Commercial Rent ($/sqft/yr) | $40 - $110 | $18 - $45 |
| Labor Rate Index | 1.52 | 0.92 |
| Sales Tax | 8.625% | 8.25% |
| Minimum Wage | $18.67/hr | $7.25/hr |
| LLC Filing Fee | $70 | $300 |
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