Real Estate Agency Startup Cost Comparison

San Jose, CA vs Houston, TX

San Jose, CA

$46,000 - $202,000

COL Index: 185.5

VS

Houston, TX

$29,000 - $121,000

COL Index: 96.5

Detailed Cost Comparison

Expense San Jose, CA Houston, TX Difference
Business Registration & Licenses
$4,100 - $18,100 $1,900 - $6,200 +174%
Broker License & Education
$2,000 - $6,000 $2,000 - $6,000 Same
Office Lease (First + Last + Security)
$12,700 - $63,600 $6,200 - $30,800 +106%
Office Build-Out & Furnishing
$4,700 - $23,300 $2,800 - $13,800 +69%
Technology & MLS Access
$3,000 - $12,000 $3,000 - $12,000 Same
Insurance (Annual)
$2,000 - $8,000 $2,000 - $8,000 Same
Marketing & Brand Building
$3,000 - $15,000 $3,000 - $15,000 Same
Working Capital (3-6 Months)
$14,800 - $55,700 $7,700 - $29,000 +92%
Total Estimated Cost $46,000 - $202,000 $29,000 - $121,000 +65%

Local Market Factors

Factor San Jose Houston
Cost of Living Index 185.5 96.5
Commercial Rent ($/sqft/yr) $35 - $95 $18 - $45
Labor Rate Index 1.55 0.92
Sales Tax 9.375% 8.25%
Minimum Wage $17.55/hr $7.25/hr
LLC Filing Fee $70 $300

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