Restaurant Startup Cost Comparison

Oxnard, CA vs New York, NY

Oxnard, CA

$90,000 - $353,000

COL Index: 130.5

VS

New York, NY

$129,000 - $518,000

COL Index: 187.2

Detailed Cost Comparison

Expense Oxnard, CA New York, NY Difference
Business Registration & Licenses
$2,000 - $7,500 $5,300 - $17,100 -58%
Commercial Lease (First + Last + Security)
$11,300 - $56,700 $31,300 - $156,500 -64%
Kitchen Equipment & Fixtures
$25,000 - $100,000 $25,000 - $100,000 Same
Initial Food & Beverage Inventory
$5,000 - $15,000 $5,000 - $15,000 Same
Interior Build-Out & Renovation
$22,000 - $88,000 $29,000 - $116,000 -24%
Business Insurance (Annual)
$3,000 - $10,000 $3,000 - $10,000 Same
Marketing & Grand Opening
$2,000 - $10,000 $2,000 - $10,000 Same
Working Capital (3 Months)
$19,600 - $65,300 $28,100 - $93,600 -30%
Total Estimated Cost $90,000 - $353,000 $129,000 - $518,000 -32%

Local Market Factors

Factor Oxnard New York
Cost of Living Index 130.5 187.2
Commercial Rent ($/sqft/yr) $18 - $40 $40 - $120
Labor Rate Index 1.1 1.45
Sales Tax 7.75% 8.875%
Minimum Wage $16.00/hr $16.00/hr
LLC Filing Fee $70 $200

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