SaaS Company Startup Cost Comparison

Dayton, OH vs Chicago, IL

Dayton, OH

$22,000 - $192,000

COL Index: 84.5

VS

Chicago, IL

$29,000 - $210,000

COL Index: 107.8

Detailed Cost Comparison

Expense Dayton, OH Chicago, IL Difference
Incorporation & Legal Formation
$700 - $5,000 $5,600 - $10,900 -65%
MVP Product Development
$5,000 - $80,000 $5,000 - $80,000 Same
Cloud Infrastructure & Hosting
$1,000 - $12,000 $1,000 - $12,000 Same
Development & Business Tools
$1,000 - $8,000 $1,000 - $8,000 Same
Legal & Compliance
$2,000 - $15,000 $2,000 - $15,000 Same
Business Insurance (Annual)
$1,000 - $5,000 $1,000 - $5,000 Same
Marketing & Customer Acquisition
$3,000 - $25,000 $3,000 - $25,000 Same
Working Capital & Runway (3-6 Months)
$8,500 - $42,300 $10,800 - $53,900 -21%
Total Estimated Cost $22,000 - $192,000 $29,000 - $210,000 -10%

Local Market Factors

Factor Dayton Chicago
Cost of Living Index 84.5 107.8
Commercial Rent ($/sqft/yr) $8 - $18 $25 - $65
Labor Rate Index 0.84 1.15
Sales Tax 7.5% 10.25%
Minimum Wage $10.45/hr $15.80/hr
LLC Filing Fee $99 $150

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