Swim School Startup Cost Comparison
Billings, MT vs Miami, FL
Billings, MT
$31,000 - $177,000
COL Index: 98.5
VS
Miami, FL
$57,000 - $332,000
COL Index: 128.3
Detailed Cost Comparison
| Expense | Billings, MT | Miami, FL | Difference |
|---|---|---|---|
|
Business Registration & Licenses
|
$200 - $3,000 | $200 - $3,000 | Same |
|
Space & Equipment
|
$14,800 - $88,700 | $39,100 - $234,800 | -62% |
|
Initial Supplies & Inventory
|
$7,500 - $45,000 | $7,500 - $45,000 | Same |
|
Business Insurance (Annual)
|
$500 - $6,000 | $500 - $6,000 | Same |
|
Marketing & Launch
|
$500 - $5,000 | $500 - $5,000 | Same |
|
Working Capital (3 Months)
|
$7,400 - $29,600 | $9,600 - $38,500 | -23% |
| Total Estimated Cost | $31,000 - $177,000 | $57,000 - $332,000 | -47% |
Local Market Factors
| Factor | Billings | Miami |
|---|---|---|
| Cost of Living Index | 98.5 | 128.3 |
| Commercial Rent ($/sqft/yr) | $10 - $24 | $25 - $65 |
| Labor Rate Index | 0.88 | 1.08 |
| Sales Tax | 0% | 7% |
| Minimum Wage | $10.30/hr | $13.00/hr |
| LLC Filing Fee | $70 | $125 |
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